Do I Really Need a Budget? Really?
For many people, one of the first steps towards financial security is creating a budget. The budget includes how much income they bring in and then lists all their expenses and payments. A successful budget will allow enough leftover to pay down debt or save, allowing people to get ahead.
But creating and maintaining a detailed budget takes time and energy. For most people, it’s well worth the effort. But does everybody need to do this exercise? Is the budget a useful, a necessary tool for everyone?
The Surprising Emotions of Money
Money is much more than numbers for many people. How much you earn and therefore how much you can spend and save can be connected with feelings of success and failure. We often admire people who achieve financial success and consider them smart, savvy and skilled. People who do not achieve financial success, who need … Continue reading “The Surprising Emotions of Money”
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