Category: Personal Finance

  • Do I Really Need a Budget? Really?

    Do I Really Need a Budget?  Really?

    For many people, one of the first steps towards financial security is creating a budget. The budget includes how much income they bring in and then lists all their expenses and payments. A successful budget will allow enough leftover to pay down debt or save, allowing people to get ahead. But creating and maintaining a detailed budget takes time and energy. For most people, it’s well worth the effort. But does everybody need to do this exercise? Is the budget a useful, a necessary tool for everyone?

  • The Surprising Emotions of Money

    The Surprising Emotions of Money

    Money is much more than numbers for many people. How much you earn and therefore how much you can spend and save can be connected with feelings of success and failure. We often admire people who achieve financial success and consider them smart, savvy and skilled. People who do not achieve financial success, who need […]

  • Create Your Personal Budget in 4 Simple Steps

    Create Your Personal Budget in 4 Simple Steps

    So you’re ready to create a budget and start tracking your spending. Congratulations! The steps you take now will put you in control of your own money and set you on the road to building wealth over the long term. You can create your budget using a spreadsheet on your computer or good old fashioned […]

  • Win the Game with a Strong Defense – A Personal Budget

    Win the Game with a Strong Defense – A Personal Budget

    How is personal finance like football? In personal finance, winning means having enough money to pay your debts, buy what you need and eventually retire in style. In order to do that, you need to make money, save some money and grow those savings. Growing a large savings balance is like scoring touchdowns and field […]