Personal Finance


Do you wish you were more in control of your money? You want to save but your paycheque barely stretches to cover your costs. How great would it feel to know that you have enough money to pay for everything you need? To put some away each month for the future? Your savings are growing and available when you need extra cash for emergencies. Your retirement savings are secure and will be enough.

I want you to have all the information you need to take control of your money for free. You won’t need a university degree or any financial training to understand this information and I promise not to use any financial jargon. My website includes some great products for sale and links to other websites where you’ll find books and products I recommend but here, on my website, everything you need to take control is free.

I quit my accounting job 7 years ago, when I was 42 years old. At that point, I had fully paid off my house, 2 new cars, and a travel trailer. A couple years later, I bought a vacation condo for all cash. For the last 7 years, I have lived off the proceeds of my investment portfolio and developed a day trading strategy. I am happy to share my experiences and my learning with you. If you’re just getting started, check out my article Create your personal budget in 4 simple steps.

  • Do I Really Need a Budget?  Really?

    For many people, one of the first steps towards financial security is creating a budget. The budget includes how much income they bring in and then lists all their expenses and payments. A successful budget will allow enough leftover to pay down debt or save, allowing people to get ahead. But creating and maintaining a detailed budget takes time and energy. For most people, it’s well worth the effort. But does everybody need to do this exercise? Is the budget a useful, a necessary tool for everyone?

    Read more

  • The Surprising Emotions of Money

    Money is much more than numbers for many people. How much you earn and therefore how much you can spend and save can be connected with feelings of success and failure. We often admire people who achieve financial success and consider them smart, savvy and skilled. People who do not achieve financial success, who need […]

    Read more

  • Create Your Personal Budget in 4 Simple Steps

    So you’re ready to create a budget and start tracking your spending. Congratulations! The steps you take now will put you in control of your own money and set you on the road to building wealth over the long term. You can create your budget using a spreadsheet on your computer or good old fashioned […]

    Read more

  • Win the Game with a Strong Defense – A Personal Budget

    How is personal finance like football? In personal finance, winning means having enough money to pay your debts, buy what you need and eventually retire in style. In order to do that, you need to make money, save some money and grow those savings. Growing a large savings balance is like scoring touchdowns and field […]

    Read more

%d bloggers like this: